<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Wealth With Derrick]]></title><description><![CDATA[I believe that financial planning isn’t just about numbers—it’s about people, purpose, and peace of mind.]]></description><link>https://kswealthadvisory.wixsite.com/home/blog</link><generator>RSS for Node</generator><lastBuildDate>Thu, 25 Jun 2026 21:52:17 GMT</lastBuildDate><atom:link href="https://wealthwithderrick.wixsite.com/home/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[A Father's Day Note: Why Your Emergency Fund is the Best Gift You Can Give Your Family]]></title><description><![CDATA[As fathers, we spend our lives planning for our children's future, but often overlook the most powerful tool for stability: the emergency fund. This Father’s Day, we explore why having a liquid buffer is the ultimate act of responsibility and how you can start building yours today to ensure your family remains sheltered against any storm.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/a-father-s-day-note-why-your-emergency-fund-is-the-best-gift-you-can-give-your-family</link><guid isPermaLink="false">6a387e8274aafd04f0a003a2</guid><pubDate>Mon, 22 Jun 2026 00:34:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_8866f51c42834537a6349b5c3d42e1b4~mv2.jpg/v1/fit/w_1000,h_668,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Traditional FIRE vs Cashflow FIRE: Which Path Are You On?]]></title><description><![CDATA[Financial independence is not a one-size-fits-all journey. While traditional FIRE focuses on building a large investment portfolio to eventually stop working, Cashflow FIRE emphasizes creating reliable streams of passive income that cover your living expenses. In this article, we explore the key differences between these two popular approaches, their advantages and challenges, and how Singaporeans can determine which path aligns best with their financial goals and lifestyle aspirations.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/traditional-fire-vs-cashflow-fire-exploring-your-path-to-financial-independence</link><guid isPermaLink="false">6a270910579005354a9c519a</guid><category><![CDATA[Investment]]></category><category><![CDATA[Retirement]]></category><pubDate>Mon, 08 Jun 2026 19:47:40 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_3a2748d6c40c4d72a7619907eeaf481d~mv2.png/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[When Illness Stops Your Income: Why Critical Illness Insurance Matters for Working Singaporeans]]></title><description><![CDATA[Critical illness insurance in Singapore protects your income when illness disrupts work. Learn why hospital coverage alone may not be enough]]></description><link>https://wealthwithderrick.wixsite.com/home/post/when-illness-stops-your-income</link><guid isPermaLink="false">69880879f1094fef14ee3c3e</guid><category><![CDATA[Protection]]></category><pubDate>Sun, 08 Feb 2026 08:01:41 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_3ca86239b6a64f2b9be61e9e3df2a42b~mv2.jpg/v1/fit/w_1000,h_896,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[How to Build a Lifetime of Income From Dividends]]></title><description><![CDATA[Building lifetime income isn’t about chasing returns. A Singapore FA explains how dividend income fits into a holistic financial plan.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/how-to-build-a-lifetime-of-income-from-dividends</link><guid isPermaLink="false">69776aea2ada4c2902fca727</guid><category><![CDATA[Investment]]></category><pubDate>Tue, 27 Jan 2026 02:14:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_57931fc4e3454164b4b14e5d28243d53~mv2.jpg/v1/fit/w_1000,h_848,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Running Out of Cash When Life Happens?]]></title><description><![CDATA[Five simple ways to start an emergency fund and be ready when unexpected expenses happen.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/running-out-of-cash-when-life-happens</link><guid isPermaLink="false">696e1b93d122d90ed96a1ae4</guid><category><![CDATA[Retirement]]></category><pubDate>Mon, 19 Jan 2026 12:40:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_d1f5e83fd2474190ace471aed3211485~mv2.jpg/v1/fit/w_1000,h_848,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Life’s What-Ifs: Why Financial Planning Is More Than Just Numbers]]></title><description><![CDATA[Discover how a financial advisor in Singapore helps families navigate health emergencies, education planning, and legacy protection. ]]></description><link>https://wealthwithderrick.wixsite.com/home/post/life-s-what-ifs-why-financial-planning-is-more-than-just-numbers</link><guid isPermaLink="false">6895b24b3bd55281353ea639</guid><category><![CDATA[Protection]]></category><category><![CDATA[Investment]]></category><category><![CDATA[Retirement]]></category><pubDate>Fri, 08 Aug 2025 08:29:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_49b3ec11a0b2459dbd6fb0c55c6d7a30~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[How Parents Can Start Building a University Education Fund for Their Young Children]]></title><description><![CDATA[As parents, we dream big for our kids—but sometimes the price tag of higher education feels even bigger. ]]></description><link>https://wealthwithderrick.wixsite.com/home/post/build-university-fund-for-children-using-dollar-cost-averaging</link><guid isPermaLink="false">685182a7aa56dbe5c6ab060e</guid><category><![CDATA[Investment]]></category><pubDate>Tue, 17 Jun 2025 21:15:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_f6fca76f14444263b5ffbc34b3649387~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Why I Chose a Multipay Critical Illness Plan After Becoming a Parent]]></title><description><![CDATA[Discover why a financial advisor and parent upgraded to a multipay critical illness plan for better protection and peace of mind.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/multipay-critical-illness-plan-parent</link><guid isPermaLink="false">68425726f031c1ca34235eee</guid><category><![CDATA[Protection]]></category><pubDate>Fri, 06 Jun 2025 03:30:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_7a220ec6297745c4b780722c83c07110~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[One Legacy, Infinite Possibilities]]></title><description><![CDATA[Grow and transfer your wealth to successive generations with unrivalled flexibility and no interruption.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/one-legacy-infinite-possibilities</link><guid isPermaLink="false">662cba14168e194a5ac065f6</guid><category><![CDATA[Retirement]]></category><pubDate>Sat, 27 Apr 2024 09:10:45 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_63f280e264b1431baefb13bc74e992dc~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Premium for Singlife Elite Term Plan is now cheaper?]]></title><description><![CDATA[Helmed as one of the cheapest term plan in the market, the newly released Singlife Elite Term II Plan has even cheaper premiums! ]]></description><link>https://wealthwithderrick.wixsite.com/home/post/premium-for-singlife-elite-term-plan-is-now-cheaper</link><guid isPermaLink="false">65f93cab7aafa844af161ff9</guid><pubDate>Wed, 20 Mar 2024 08:09:10 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_ad285f9b49a8483cb813ecb2090d71e2~mv2.webp/v1/fit/w_690,h_440,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Unlock Your CPF Savings Potential]]></title><description><![CDATA[Unlock the potential of your CPF savings with CPF Investment Schemes. Take charge of your retirement planning and start investing today.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/unlock-your-cpf-savings-potential</link><guid isPermaLink="false">650169fa08fe61496c22455a</guid><category><![CDATA[Investment]]></category><category><![CDATA[Retirement]]></category><pubDate>Wed, 13 Sep 2023 08:25:40 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_7d72b4ef77bd48b5aafdf1006ce2681d~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[FWD Cancer 100 Review]]></title><description><![CDATA[Don't let the cost of non-CDL cancer treatments catch you off guard! Discover how FWD Cancer 100 can be your financial savior.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/fwd-cancer-100-review</link><guid isPermaLink="false">650a20d80ccbae183ad7c21a</guid><category><![CDATA[Protection]]></category><category><![CDATA[Reviews]]></category><pubDate>Thu, 31 Aug 2023 23:04:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_ed9077d15a144736a42b3b93b29f4be2~mv2.webp/v1/fit/w_576,h_760,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Safeguard Your Travel with Starr Insurance]]></title><description><![CDATA[Explore the world worry-free! Get your FREE quote from Starr Insurance today and travel with peace of mind. #TravelInsurance #StarrInsurance]]></description><link>https://wealthwithderrick.wixsite.com/home/post/safeguard-your-travel-with-starr-insurance</link><guid isPermaLink="false">64c931dc714c6822c08adfaf</guid><category><![CDATA[Protection]]></category><pubDate>Tue, 01 Aug 2023 16:49:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_60fae5db7a2e45b3b01f08a4a824d4ff~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[The Journey Begins: How To Start Investing]]></title><description><![CDATA[ Unleash Your Financial Potential  Master the Art of Investing with our comprehensive guide for beginners.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/the-journey-begins-how-to-start-investing</link><guid isPermaLink="false">64ba1d536781ff4cc63d25c1</guid><category><![CDATA[Investment]]></category><category><![CDATA[Retirement]]></category><pubDate>Fri, 21 Jul 2023 07:35:55 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_343e9377b1a8429fa2bf48ef7541c964~mv2.jpg/v1/fit/w_1000,h_667,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[How to Master the Art of Investing: Your Path to Financial Success]]></title><description><![CDATA[Discover the art of investing and unlock your financial success. Stocks, bonds, real estate, and more! Start your journey today.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/how-to-master-the-art-of-investing-your-path-to-financial-success</link><guid isPermaLink="false">64b84819b20ca3f773221d14</guid><category><![CDATA[Investment]]></category><pubDate>Thu, 20 Jul 2023 11:08:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_825910e124d944f784ed5a07ecbc3fe2~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[The Tortoise And The Hare, Who Wins The Race?]]></title><description><![CDATA[Dive into the race of investing strategies: asset allocation vs. short-term market opportunities. Who wins the race? Find out now!]]></description><link>https://wealthwithderrick.wixsite.com/home/post/the-tortoise-and-the-hare-who-wins-the-race</link><guid isPermaLink="false">64aeb2146f8d21bb8868c40f</guid><category><![CDATA[Investment]]></category><pubDate>Wed, 12 Jul 2023 15:55:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_32da19c7be6247b28d005105634ae612~mv2.jpeg/v1/fit/w_682,h_800,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[ 2023 Mid-Year Portfolio Performance Review ]]></title><description><![CDATA[Discover the best and least performing investments in our mid-year portfolio performance update.]]></description><link>https://wealthwithderrick.wixsite.com/home/post/2023-mid-year-portfolio-performance-review</link><guid isPermaLink="false">649717d02f162b2a841bfec8</guid><category><![CDATA[Investment]]></category><pubDate>Sat, 24 Jun 2023 17:08:39 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_a2a4ea6a82d841479bc021dd628037a8~mv2.jpg/v1/fit/w_974,h_974,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Defensive Investing: Safeguarding Your Financial Goals]]></title><description><![CDATA[A good offense may win you games, but a solid defense wins you tournaments. A defensive investing approach, you can protect your goals. ]]></description><link>https://wealthwithderrick.wixsite.com/home/post/defensive-investing-safeguarding-your-financial-goals</link><guid isPermaLink="false">647f52716a98d71c71f57a3a</guid><category><![CDATA[Investment]]></category><pubDate>Tue, 06 Jun 2023 16:52:14 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_710501c5bb78414eb3f51b2e02a4335a~mv2.jpg/v1/fit/w_1000,h_612,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Derrick Lee</dc:creator></item><item><title><![CDATA[Empowering Your Children With A Lasting Financial Legacy]]></title><description><![CDATA[Discover a fresh approach to leaving a financial legacy for your children. Explore the benefits of creating a sustainable income stream. ]]></description><link>https://wealthwithderrick.wixsite.com/home/post/empowering-your-children-with-a-lasting-financial-legacy</link><guid isPermaLink="false">6474be1dd7a2095e52d85f6a</guid><category><![CDATA[Investment]]></category><category><![CDATA[Protection]]></category><category><![CDATA[Retirement]]></category><pubDate>Mon, 29 May 2023 16:31:27 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_526f748ca03f4853b544cbe9b1c83651~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Emma Tan</dc:creator></item><item><title><![CDATA[Critical Illness Insurance: Understanding the Need]]></title><description><![CDATA[Discover the importance of critical illness insurance and how it can protect your financial well-being. ]]></description><link>https://wealthwithderrick.wixsite.com/home/post/critical-illness-insurance-understanding-the-need</link><guid isPermaLink="false">646a512f401cc58a8f52e3f1</guid><category><![CDATA[Protection]]></category><pubDate>Sun, 21 May 2023 17:29:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/2f8f65_f50773b601b847a9985879016842bc1b~mv2.jpg/v1/fit/w_770,h_510,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Emma Tan</dc:creator></item></channel></rss>